Trusted by 10k+ users worldwide

Send Money
to Ghana.
Fast, fair & free.

Zenda moves your money from the UK, US, and Germany to Ghana in minutes — not days. Real exchange rates, zero hidden fees, and transfers your family can count on.

Download on the
App Store
GET IT ON
Google Play
Zenda
9:41...
AO
Ama Owusu
Amount Balance
£9,876.52
SEND
REQUEST
PAY
Quick Send View all
KO
Kwame O.
AF
Akosua F.
YA
Yaw A.
SG
Serwaa G.
Last Transaction View all
MTN MoMo · Accra
Today, 10:00 AM
-£100
GCB Bank Transfer
Yesterday
+GH₵850
GBP → GHS
16.42
Best rate today
Transfer Complete!
GH₵8,210 delivered
FCA Regulated in the UK
3-minute average delivery
Zero fees on first transfer
Send from UK, US & Germany
Available on iOS & Android
10k+
Active users
$1.5B+
Sent to Ghana
3 min
Average transfer time
4.9
App store rating
Send Corridors

Best Rates.
Every Route.

We support transfers from the UK, US, and Germany directly to Ghana — with live mid-market exchange rates and transparent fees. No surprises, ever.

GBP
GHS
United Kingdom → Ghana
£1 = GH₵16.42
Fee from £0 · Bank transfer or debit card
Under 5 minutes
USD
GHS
United States → Ghana
$1 = GH₵15.70
Fee from $0 · ACH, wire or debit card
Under 10 minutes
EUR
GHS
Germany → Ghana
€1 = GH₵17.03
Fee from €0 · SEPA bank transfer or card
Under 8 minutes
Ghana
Mobile Money & Bank
MTN · Vodafone · AirtelTigo
Receive into mobile wallet or any Ghanaian bank account
All major banks supported
The Process

Four Steps. Done.

From signup to your family receiving money in Ghana — in under 10 minutes.

1

Create Account

Sign up in 2 minutes. Verify your ID once. Compliance is automatic.

2

Enter Amount

Type how much to send. See the exact rate and what lands in Ghana live.

3

Add Recipient

Save a bank account or MTN/Vodafone number. One tap for future transfers.

4

Money Arrives

Family gets notified instantly. Cedis hit their account in minutes.

The App

Every Feature
You Need.

Send, receive, track, schedule — Zenda is the complete money tool built for Ghanaians in the diaspora. Clean, fast, and deeply human.

Come join Zenda!
Create your digital bank account
Full NameAma Owusu
Phone+44 7700 900411
Emailama@gmail.com
Password••••••••
By signing up, I agree to the Terms and Privacy Policy
Sign Up
Already have an account? Log In
Great!
Transfer Success
Amount£763.89
Zenda Fee£1.00
Total£764.89
Recipient
KO
Kwame Osei-Bonsu
MTN MoMo · +233 54 000 1234
Download Receipt
Back to Home
AO
Ama Owusu
Amount Balance
£9,876.52
SEND
REQUEST
PAY
Quick SendView all
KO
Kwame
AF
Akosua
YA
Yaw
SG
Serwaa
Last TransactionView all
MTN MoMo
Today, 10:00 AM
£100
Kwame Osei-Bonsu
Yesterday
£50
Statistics
Income
Expenses
2024
This Week
Recent TransactionsView all
MTN MoMo
Today, 10:14 AM
-£11.99
GCB Bank
Yesterday, 4 min
-£50
Send to Ghana
From
GBP
To
GHS
£500
= GH₵8,210 arrives
Rate£1 = GH₵16.42
Fee£0.00 FREE
KO
Kwame Osei-Bonsu
MTN MoMo
Send Now
Why Zenda

Built for the
Ghanaian Diaspora.

Transfers in Minutes
Our network connects directly to Ghanaian banks, MTN MoMo, Vodafone Cash, and AirtelTigo Money. Most transfers arrive in under 5 minutes, 24/7.
Mid-Market Rate. Always.
We use the real exchange rate — same as Google. No markups, no trickery. What you see is exactly what your family receives in Ghana.
Regulated & Secure
FCA regulated in the UK, FinCEN registered in the US, BaFin compliant in Germany. Your money is protected by law in segregated accounts.
Rate Alerts & Locking
Set your ideal rate and we'll notify you when it hits. Or lock in today's rate for 48 hours so market swings don't affect your transfer.
Family Wallet
Create a shared wallet with your family in Accra, Kumasi, or Tamale. They request funds directly and you approve with one tap.
Scheduled Transfers
Set up weekly or monthly recurring transfers so your family never misses a bill. Schedule once, Zenda handles the rest automatically.
Real Stories

What Our Users Say

Half a million Ghanaians in the diaspora trust Zenda to keep their families connected.

"I've been sending money home from London for 5 years. Zenda is the first app where I feel like I'm not being robbed by the exchange rate. My mum gets more now and I spend less."

AO
Abena Owusu
London, UK

"Used to take 2 days for money to arrive in Accra. With Zenda it hits MoMo before I put my phone down. My dad called confused because it was so fast!"

KA
Kofi Asante
Washington DC, USA

"The scheduled transfer feature changed everything. My parents get their monthly allowance automatically on the 1st. I don't have to remember. Zenda just handles it."

YD
Yaa Darko
Berlin, Germany
Get Started Today

Your Family Deserves
Every Cedi.

Join 500,000+ users who chose to send smarter.
Your first transfer is completely free.

Start Sending Free
Download on the
App Store
GET IT ON
Google Play